Platform : Provide bank service with less compliance cost
make use of platform trading data
SME has new product , popular. asking for bank financing but limited by bank requirement for financial report
Platform, if possible, make use of real-time sales figure, 1 year earlier than bank to understand the sales (cash) performance . In case SME purchase via the platform. The platform can monitor the whole supply chain
The reform started 5 years ago.
Bank risk management 。。。
Card Product Lab 